Build your financial future with strategy, clarity and confidence.
I help expats and international professionals in Germany build wealth with structured investments, tax-efficient planning, and real estate opportunities.
What I help you achieve
Investment Advisory
Diversified portfolios tailored to your goals, timeline, and risk profile.
From first-time investors to experienced professionals.
Tax Benefits & Optimization
Use German and international tax opportunities to optimize your net outcomes.
Structured planning, not short-term hacks.
Real Estate Consulting
Support with property strategy, financing options, and long-term positioning.
Germany and selected international opportunities.
Why expats choose Marvin
Cross-border finances can feel overwhelming: different legal systems, tax obligations, retirement products, and investment options. My role is to make complexity simple and actionable.
Every client receives a roadmap built around personal priorities — not generic templates.
- Clear financial direction in plain English
- Transparent recommendations
- Long-term, risk-aware planning
How we work together
Discovery Call
We discuss your goals, current situation, and key challenges as an expat in Germany.
Strategy Design
You receive a personalized concept covering investments, tax optimization and real estate opportunities.
Execution & Reviews
We implement step-by-step and review regularly as your life and goals evolve.
Client priorities I often solve
Wealth Building
How do I invest efficiently while living in Germany?
Tax Efficiency
Which structures improve my post-tax results over time?
Property Decisions
Should I buy now, later, or invest differently?
Frequently Asked Questions
Do you only work with German citizens?
No. My focus is expats and international professionals living and working in Germany.
Can we start with one topic only?
Yes. We can begin with investments, taxes, or real estate, then expand over time.
How long does a first consultation take?
Usually 30–45 minutes, depending on your goals and questions.
Request your free consultation
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Email: marvin.gaenzle@horbach.de · Focus Areas: Investments · Tax Benefits · Real Estate